Commercial Mortgages - Loan Calculator
Some commercial mortgage lenders will take into account your type of business and property and will reduce the loan to value accordingly. Before you apply for loan you should find loan calculator and calculate you loan repayments for your loan.
However some lenders will take into account anyadditional security outside of the commercial property itself. For example you could offer the lender a first or second charge over a separate property in addition to the charge over the proposed commercial property.
This may encourage them to increase the amount of the loan that you can have to buy the commercial property.
You should make sure that you take independent legal advice before you consider taking out any commercial mortgages. This is particularly important if you are offering a second property as additional security.